Terms of Service

1. Acceptance of Terms

By creating an account or using any of our services (including REAL, ESG Evaluator, and AI ValueUp), you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, you may not access or use our services.

2. Description of Services

2point5p, Inc. provides AI-powered platforms designed to help users grow value in various domains:

• REAL: AI-powered academic paper pre-review and writing assistance platform
• ESG Evaluator: AI-powered environmental, social, and governance assessment platform
• AI ValueUp: Cryptocurrency market analysis and automated trading algorithm service

3. Account Registration

To access certain features of our services, you may be required to create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Keep your password secure and confidential
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

4. AI ValueUp - Special Terms

4.1 No Financial Advice

AI ValueUp provides algorithmic trading tools and market analysis for informational purposes only. Nothing in our service constitutes financial, investment, legal, or tax advice. You should consult with qualified professionals before making any investment decisions.

4.2 API Key Security

When connecting exchange accounts via API keys:

• You are responsible for properly configuring API permissions
• We recommend using API keys with trading permissions only (no withdrawal permissions)
• We encrypt and securely store your API keys but cannot guarantee absolute security
• You acknowledge the risks of connecting third-party services to your exchange accounts

4.3 No Guarantee of Returns

Past performance is not indicative of future results. We do not guarantee any specific returns or profits. Trading algorithms may experience losses, and you may lose your entire investment.

4.4 User Responsibility

You are solely responsible for:

• Your trading decisions and their consequences
• Compliance with applicable laws and regulations in your jurisdiction
• Tax reporting and obligations related to your trading activities
• Understanding the risks associated with cryptocurrency trading

5. REAL Platform - Special Terms

5.1 Academic Integrity

REAL is designed to assist researchers in improving their work. Users are responsible for:

• Ensuring proper attribution and avoiding plagiarism
• Complying with their institution's academic integrity policies
• Using AI-generated suggestions as guidance, not as final content

5.2 Content Ownership

You retain ownership of all content you submit to REAL. By using our service, you grant us a limited license to process your content for the purpose of providing our services.

6. Acceptable Use

You agree not to:

• Use our services for any illegal or unauthorized purpose
• Violate any laws or regulations in your jurisdiction
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt our services
• Transmit viruses, malware, or other harmful code
• Use our services to harass, abuse, or harm others
• Reverse engineer or attempt to extract source code
• Resell or redistribute our services without authorization

7. Intellectual Property

All content, features, and functionality of our services (including but not limited to software, algorithms, text, graphics, logos, and designs) are owned by 2point5p, Inc. and are protected by intellectual property laws.

8. Payment and Subscription

Certain features may require payment or subscription. By subscribing, you agree to:

• Pay all applicable fees
• Provide accurate billing information
• Authorize recurring charges for subscription services

Refunds are provided in accordance with our refund policy, available upon request.

9. Disclaimer of Warranties

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE
• NON-INFRINGEMENT
• ACCURACY OR RELIABILITY OF RESULTS
• UNINTERRUPTED OR ERROR-FREE OPERATION

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, 2POINT5P, INC. SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• LOSS OF PROFITS, DATA, OR GOODWILL
• TRADING LOSSES OR INVESTMENT LOSSES
• SERVICE INTERRUPTION OR SYSTEM FAILURES
• ANY OTHER INTANGIBLE LOSSES

OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

11. Indemnification

You agree to indemnify, defend, and hold harmless 2point5p, Inc. and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from:

• Your use of our services
• Your violation of these Terms
• Your violation of any third-party rights
• Your trading activities and investment decisions

12. Termination

We may terminate or suspend your account and access to our services at any time, with or without cause, with or without notice. Upon termination:

• Your right to use our services will cease immediately
• We may delete your account data (subject to legal retention requirements)
• Provisions that by their nature should survive will remain in effect

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

14. Dispute Resolution

Any disputes arising from these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Delaware, USA.

15. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms and updating the "Last updated" date. Continued use of our services after changes constitutes acceptance of the modified Terms.

16. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

17. Contact Information

For questions about these Terms, please contact us: